The Terms of Use of our Payment Provider (Stripe) set out a list of Prohibited Businesses and payments in connection with such Prohibited Businesses may not be accepted using the Service. In addition you are required to obey all laws, rules, and regulations applicable to your use of the Service (for example, those governing financial services and consumer protection) and, without limitation, may not: (i) utilise the credit available on any Card to provide cash advances to Cardholders, (ii) submit any card transaction for processing that does not arise from your sale of goods or service to your customers, (iii) act as a payment intermediary or aggregator or otherwise resell services on behalf of any third party, (iv) send what you believe to be potentially fraudulent authorisations or a fraudulent card transaction, or (v) use the Service in a manner that breaches relevant banking or payment card industry rules.

About our terms and conditions

Welcome to DueCourse Limited (“DueCourse” or “Us”).

In association with our payment service provider, Stripe Inc, we provide this billing & payment service (the “Service”) to facilitate your electronic invoicing and receiving of credit and debit card payments online from your customers.

The Terms of Use of our Payment Provider (Stripe) set out a list of Prohibited Businesses and payments in connection with such Prohibited Businesses may not be accepted using the Service. In addition you are required to obey all laws, rules, and regulations applicable to your use of the Service (for example, those governing financial services and consumer protection) and, without limitation, may not: (i) utilise the credit available on any Card to provide cash advances to Cardholders, (ii) submit any card transaction for processing that does not arise from your sale of goods or service to your customers, (iii) act as a payment intermediary or aggregator or otherwise resell services on behalf of any third party, (iv) send what you believe to be potentially fraudulent authorisations or a fraudulent card transaction, or (v) use the Service in a manner that breaches relevant banking or payment card industry rules.


Terms of use


In order for you to enjoy the benefit of the Service you are as a precondition required to enter into an tripartite agreement directly with us and with our payment service provider on the terms set out here: (the “Payment Provider Connected Account Agreement” which includes the Payment Provider Terms of Service (collectively the “Payment Provider Services Agreement”) . These terms of Service set out here take effect by way of supplement to the Payment Provider Services Agreement, and in the event of any conflict between these terms and those of the Payment Provider Services Agreement then the latter terms will govern. Terms defined in the Payment Provider Services Agreement shall bear the same meaning in this Agreement.


By agreeing to these terms and conditions you agree to be bound by the Payment Provider Services Agreement as the same may be modified by Payment Provider from time to time. You confirm that you have read the Payment Provider Services Agreement and to have understood its terms, including those provisions about limits on the products and services which you may offer using the Service and our and Payment Provider’s rights of audit and information under the Payment Provider Services Agreement and your obligations with respect to the Payment Card Industry (PCI) security standards.


As a condition of DueCourse enabling payment processing services through Payment Provider, you agree to provide us accurate and complete information about you and your business, and you authorize us to share it and transaction information related to your use of the payment processing services provided by Payment Provider with Payment Provider and any third party such as the Designated Bank necessary to offer the Service.


You undertake that you will indemnify us in full against any costs, claims, damages and expenses arising out of any breach by you of these terms or of the Payment Provider Services Agreement.


Should you have any questions or concerns or would simply like to better understand how we do things, please do not hesitate to contact us.




We facilitate payment to you for your transactions in accordance with a schedule communicated to you once your service account is approved. You authorise us to deduct or allow Payment Provider to deduct our fees (which include any fees due to Payment Provider) from any monies handled by us or Payment Provider in the course of providing the Service.


You are responsible as between you and your customers for any and all refunds, resolution of disputes and chargebacks in respect of goods and services for which payment is collected using the Service and you agree to indemnify us and Payment Provider against costs, charges damages and expenses we may suffer as a result of any breach or dispute between you and any of your customers for whom you receive or seek to receive payment using the Service.


You are also responsible for accounting for and paying all taxes levied in respect of monies received by you by means of the Service.


Our fees can be see at


Term and Termination


This Agreement commences on the date when you confirm you accept these terms by clicking the button above. It continues until terminated as set out below. Any termination of this Agreement will also operate to terminate the Payment Provider Services Agreement and the provisions of the Payment Provider Services Agreement with respect to termination and consequences of termination will come into effect.


If Payment Provider declines to authorise you as a user of the Services under the Payment Provider Services Agreement or the Payment Provider Services Agreement is terminated for any reason then this Agreement will also automatically terminate with immediate effect. We may, in such circumstances, but shall not be required to, offer you an agreement to use a restricted set of Services including invoicing but not including card payment services.


We may terminate the Service by notice in writing having immediate effect if you take or suffer any voluntary or involuntary insolvency proceeding, petition, administration, receivership, bankruptcy, or similar action or proceeding or enter into any arrangement or composition with your creditors generally (any of the foregoing, a “Bankruptcy Proceeding”). You agree to notify us as soon as you become aware that you are at risk of a Bankruptcy Proceeding. Failure to do so will be treated as a breach of this Agreement which is not capable of remedy.


We may terminate or suspend the Service in the event that you commit any serious breach of this Agreement or the Payment Provider Services Agreement and (where such breach is capable of remedy) fail to remedy the breach within 14 days notice in writing given by us to do so.


We can terminate this agreement for any reason on not less than one months’ notice to you.


You can terminate this Agreement at any time by notice in writing having immediate effect.


Termination does not affect the validity of any obligations accrued due at the date of such termination and any terms and conditions which either expressly or by necessary construction are intended to survive termination will remain in full force and effect. This will also apply to any such provisions and obligations under the Payment Provider Services Agreement.


On termination, you will have no further right to use the Service or to process new transactions using the Service.


Data Security and Privacy


You are fully responsible for the security of data in your possession. You agree to comply with all applicable laws and rules in connection with your collection, security and dissemination of any personal, financial, Card, or transaction information (defined as “Data”) on your website. You agree that at all times you shall be compliant with the Payment Card Industry Data Security Standards (PCI-DSS) and the Payment Application Data Security Standards (PA-DSS), as applicable to you. Further details may be obtained from Payment Provider under the Payment Provider Services Agreement.


If we reasonably so require, you will promptly provide us with documentation evidencing your compliance with PCI DSS and/or PA DSS if requested by us or Payment Provider.


You represent to us that you are in compliance with all applicable privacy laws, you have obtained all necessary rights and consents under applicable law to disclose to us and to Payment Provider, or allow us to collect, use, retain and disclose any Cardholder Data that you provide to us or authorise us to collect, including information that we may collect directly from your end users via cookies or other means, and that we will not be in breach of any such laws by collecting, receiving, using and disclosing such information in connection with the Service.


As between you and us, you are solely responsible for disclosing to your customers that we and Payment Provider are processing credit card transactions for you and obtaining Data from such customers. Payment Provider has certified that it adheres to the Safe Harbor Privacy Principles agreed upon by the U.S. and the E.U. The Safe Harbor certification for Payment Provider, Inc. can be viewed on the U.S. Department of Commerce’s Safe Harbor Web Site. It is your obligation to disclose to your customers that Cardholder Data may be transferred, processed and stored outside of EU member states and, as set forth in our Privacy Policy, may be subject to disclosure as required by applicable law.


If you receive information about others through the use of the Service, you must keep such information confidential and only use it in connection with the Service. You may not disclose or distribute any such information to a third party or use any such information for marketing purposes unless you receive the express consent of the user to do so. You may not disclose card numbers to any third party, other than in connection with processing a card transaction requested by your customer under the Service.


Audit Right

If we believe that a security breach or compromise of data has occurred, we may require you to have a third party auditor that is approved by us or by Payment Provider conduct a security audit of your systems and facilities and issue a report to be provided to Payment Provider, the Designated Bank, and/or the Card Networks and you shall be required to remedy any defects identified within a reasonable period or a timeframe given by the Card Network.


Your Privacy


Your privacy and the protection of your data are very important to us. You acknowledge that you have received, read in full and agree with the terms of our Privacy Policy linked to and incorporated into this Agreement by reference, which contains your consent to our collection, use, retention and disclosure of personal information as well as other matters set forth therein and which explains how and for what purposes we collect, use, retain, disclose and safeguard the information you provide to us.


We will at all times comply with the provisions of applicable data protection law. If we processes any personal data on your behalf when performing our obligations under this Agreement, we both agree that it is our intention that you shall be the data controller and we shall be the data processor in relation to that data. We shall process the personal data only in accordance with the terms of this Agreement and any lawful instructions reasonably given by you to us from time to time.


In accordance with applicable data protection laws, we maintain appropriate administrative, technical, organisational and physical procedures to protect any the personal information regarding you and your customers that is processed by us in the course of providing the Service from unauthorised or unlawful processing and accidental loss, destruction or damage. Terms relating to Payment Provider’s obligations with respect to your data are as set out in the Payment Provider Services Agreement.


We will notify you (within a reasonable time frame) if we receive a request from a person to have access to that person’s personal data, a complaint or request relating to your obligations under applicable data protection legislation, or any other communication relating directly to the processing of any personal data in connection with this Agreement.


We will provide you with reasonable co-operation and assistance in relation to any complaint or request made in respect of any personal data processed by us on your behalf, including by providing you with details of the complaint or request, complying with any data subject access requests (within the relevant timescales set out in applicable data protection legislation) and providing you with any personal data we hold in relation to a person making a complaint or request (again, within a reasonable timescale).


You acknowledge that we are reliant on you for direction as to the extent to which we are entitled to use and process the personal data you provide us with. Consequently, we will not be liable for any claim brought by a data subject arising from any action or omission by us, to the extent that such action or omission resulted from your instructions.


Restricted Use


You are required to obey all laws, rules, and regulations applicable to your use of the Service (for example, those governing financial services and consumer protection) set out both here and in the Payment Provider Services Agreement.


You also agree not to, nor to permit any third party to, do any of the following: (i) access or attempt to access Payment Provider systems, programs or data that are not made available for public use: (ii) copy, reproduce, republish, upload, post, transmit, resell or distribute in any way material from Payment Provider; (iii) permit any third party to use and benefit from the Service via a rental, lease, timesharing, service bureau or other arrangement; (iv) transfer any rights granted to you under this Agreement; (v) work around any of the technical limitations of the Service, use any tool to enable features or functionalities that are otherwise disabled in the Service, or decompile, disassemble or otherwise reverse engineer the Service, except to the extent that such restriction is expressly permitted by any applicable law; (vi) perform or attempt to perform any actions that would interfere with the proper working of the Service, prevent access to or use of the Service by our other users, or impose an unreasonable or disproportionately large load on our infrastructure; or (vii) otherwise use the Service except as expressly allowed under this section.


Intellectual Property Rights


We reserve all rights not expressly granted to you in this Agreement. The Service is protected by copyright, trade secret and other intellectual or industrial property laws. We own the title, copyright and other worldwide Intellectual Property Rights (as defined below) in the Service, save to the extent the same is owned by our other service providers. This Agreement does not grant you any rights to our trade marks or service marks.


For the purposes of this Agreement, “Intellectual Property Rights” means all patent rights, copyright rights, database rights, mask work rights, moral rights, rights of publicity, trade mark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual or industrial property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any province, state, country, territory or other jurisdiction.


You will indemnify us against all costs, claims damages and expenses arising out of any claim by any third party that your use of the Service infringes the Intellectual Property Rights of such person.


Representation and Warranties from You


You represent and warrant to us that:


if you are a natural person, you are at least eighteen (18) years of age;


you are eligible to register and use the Service and have the right, power, and ability to enter into and perform under this Agreement;


you have identified to use your name or business name under which you sell goods and services;


any sales transaction submitted by you will represent a bona fide sale by you;


any sales transactions submitted by you will accurately describe the goods and/or services sold and delivered to a purchaser;


you will fulfill all of your obligations to each customer for which you submit a transaction and will resolve any consumer dispute or complaint directly with the purchaser;


you and all transactions initiated by you will comply with all laws, rules and regulations applicable to your business, including any applicable tax laws and regulations;


except in the ordinary course of business, no sales transaction submitted by you through the Service will represent a sale to any principal, partner, proprietor, or owner of your entity; and


you will not use the Service, directly or indirectly, for any fraudulent undertaking or in any manner so as to interfere with the use of the Service.




Save that we will use reasonable care and skill in the provision of the Service, and that we will comply as set out above with the Data Protection Act, the Service and all accompanying documentation are provided on an “as is” and “as available” basis, without any warranties or conditions, either express, implied, or statutory, including without limitation any implied warranties of satisfactory quality, fitness for a particular purpose, and non-infringement.


You acknowledge you have not entered into this Agreement in reliance on any representation or assurance given by us.


Without limiting the foregoing, we do not warrant that the information we provide or that is provided through the Service is accurate, reliable or correct; that the Service will meet your requirements; that the Service will be available at any particular time or location, that the Service will function in an uninterrupted manner or be secure; that any defects or errors will be corrected; or that the Service is free of viruses or other harmful components. Any subject matter downloaded or otherwise obtained through the use of the Service is downloaded at your own risk and you will be solely responsible for any damage to your property or loss of data that results from such download.


We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Service or any hyperlinked website or service, or featured in any banner or other advertising, and neither we nor Payment Provider will be a party to or in any way monitor any transaction between you and third-party providers of products or services.


Limitation of liability and damages


Subject to clause 10 above, this clause sets out the entire financial liability of us to you in respect of: (a) any breach of this agreement by us; (b) any use made by you of the Service; and (c) any representation, statement or tortious act or omission (including negligence) arising under or in connection with this Agreement.


Nothing in this agreement excludes our liability for death or personal injury caused by our negligence or for fraud or fraudulent misrepresentation.


Save as set out in 11.2, in no event will we be liable for any lost profits, loss of data, loss of revenue, loss of savings or any other pure economic loss or for any indirect, punitive, incidental, special, consequential or exemplary loss or damages arising out of, in connection with or relating to this agreement or the Service, including without limitation the use of, inability to use, or unavailability of the Service. Under no circumstances will we be responsible for any damage, loss or injury resulting from hacking, tampering or other unauthorised access or use of the Service or your Payment Provider account or the information contained therein.


We assume no liability or responsibility for any (a) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of the Service save only for such injury or damage arising from our negligence or that of persons for whom we are responsible; (b) any unauthorised access to or use of servers used in connection with the Services and/or any and all personal information stored therein; (c) any interruption or cessation of transmission to or from the Service; (d) any software bugs, viruses, trojan horses, or other harmful code that may be transmitted to or through the Service; (e) any errors, inaccuracies or omissions in any content or information, for any loss or damage incurred as a result of the use of any content or information, in each case posted, emailed, stored, transmitted, or otherwise made available through the Service; and/or (f) user content or the defamatory, offensive, or illegal conduct of any third party.


Without limiting the foregoing provisions of this clause 11, our cumulative liability to you shall be limited to direct damages and in all events shall not exceed in the aggregate the amount of fees paid by you to us during the six (6) month period immediately preceding the event giving rise to the claim for liability.


This limitation of liability section applies regardless of the legal theory on which the claim is based, including without limitation contract, tort (including negligence), strict liability, or any other basis. The limitations apply even if Payment Provider has been advised of the possibility of such damage.


The provisions of this clause 11 shall apply to the fullest extent permitted by law in the applicable jurisdiction.


Right to Amend

We have the right to change or add to the terms of this Agreement, and to change, delete, discontinue, or impose conditions on any feature or aspect of the Service or software by notice given at any time including such notice on our website or any other website maintained or owned by us for the purposes of providing services in terms of this Agreement. You will be invited to accept such change by clicking to signify acceptance. If you do not accept such change, you will be taken to have given notice to terminate this Agreement immediately and without charge. If any provision of this Agreement is judged to be illegal or unenforceable, the continuation in full force and effect of the remainder of the provisions shall not be prejudiced.



This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you without our prior written consent, but may be assigned by us without consent or other restriction. The Payment Provider Services Agreement may be assigned or transferred as set out within it.



This Agreement binds you and your respective heirs, representatives, and permitted and approved successors (including those by merger and acquisition) or any permitted assigns. This Agreement does not confer any rights on any person or party pursuant to the Contracts (Rights of Third Parties) Act 1999.


Third Party Services and Functions

You acknowledge that the Service is provided using the internet. No liability is accepted by us for any delay or interruption arising as a result of connectivity or infrastructure issues including where these result in any failure or difficulty in accessing the Service in whole or in part.


Force Majeure

No party will be liable for delays in processing or other non-performance occurring as a result of causes over which the respective party has no reasonable control.


Entire Agreement


These terms and conditions together with the Payment Provider Services Agreement comprise the whole agreement between the parties.


Headings are included for convenience only, and shall not be considered in interpreting this Agreement.



The Agreement does not limit any rights that we may have under trade secret, copyright, patent or other laws. Our failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term


Choice of Law and Arbitration


This Agreement is governed by English law and the parties to it accept the non-exclusive jurisdiction of the English courts.


This Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation (including non-contractual disputes or claims) (a “Dispute”) shall be finally resolved by arbitration under the LCIA Rules by a sole arbitrator appointed in accordance with the said Rules. It is agreed that the seat of the arbitration shall be London and the language of the arbitration shall be English.